Jesse Ebner

Guide to Buying a Home in Gunnison County, CO

When it comes to buying a home in Gunnison County, you have your choice of beautiful homes, land, and ski condos for sale, with the towering Rocky Mountains as the backdrop for your new home. Each town in Gunnison is a paradise for outdoor enthusiasts, particularly winter sports lovers.

Whether you choose to buy a home in Almont, Mt. Crested Butte, or the crown jewel of Gunnison, Crested Butte, you will enjoy stunning mountain views, award-winning ski resorts, and tons of outdoor recreation in a relaxed, laid back atmosphere. This is why every year thousands flock to Gunnison from all over to hit the slopes or to go mountain biking along extraordinary mountain passes.

With the long winters and perfect snow for cross country skiing, sledding, and snowboarding, there are few places in Colorado that offer the warm seclusion of small town life that Gunnison offers. It is where you go to escape the hustle and bustle of city life in exchange for breathtaking landscapes and quiet mountain living.

Living in Gunnison County, CO

That is what makes buying property in places like Crested Butte a real steal. There are plenty of wide open spaces that are perfect for horseback riding too. If you are a rancher or stable owner looking for a place to settle, there’s a variety of horse properties for sale throughout the region.

Crested Butte and Gunnison County as a whole is ideal for those seeking seclusion and quiet living (with plenty of adrenaline highs) – just make sure you know what to expect climate and altitude-wise.

No matter why you have decided to shop Gunnison for real estate, the area truly sells itself. Choosing a skilled real estate agent to guide you through the process can guarantee that you will find just what you are looking for. Before you start looking for homes for sale, here are some of the things you need to consider and steps you need to take to ensure that you make the most out of your home-buying experience.

Buying a home is one of the biggest financial decisions you can make. There is so much that goes into finding and buying a home that must be carefully considered before you take that leap. Whether you are an experienced home buyer looking to add to your investment portfolio or you are a first-time homebuyer, knowing what to expect, things to consider, and steps to take to make the process easier will help you make the best choice.

What kind of homebuyer are you?

There is a different process and many different things to consider depending on the type of homebuyer that you are. If you are buying a home in Gunnison County for use as your primary residence versus buying investment property, livability is one of the things to consider. You may love visiting Crested Butte for skiing and snowboarding, but will you love the cooler climate year round?

On the flip side, when buying ski condos for sale as part of your investment portfolio, you should consider which seasons are most profitable. In the summer, Crested Butte is perfect for horseback riding, mountain biking, fishing, boating, and walking along the clear water lakes while the winters are a national mecca for top notch skiing, snowboarding, and sledding.

Are you ready to buy a home in Gunnison County?

This is where many seasoned home buyers as well as first time home buyers get shocked into reality when buying a home. There is a lot of paperwork, licensing, fees, property assessments, land and property appraisals, inspections, and on and on to be considered as part of the costs of financing real estate purchases. So the question you must then ask yourself is: Are you prepared to buy?
Before you even begin looking at properties, you should get all of your financial documents in order first. You will want to make the process of securing financing as streamlined as possible. Lenders will typically want to see:

  • Bank accounts
  • Credit card and auto loan information
  • Tax returns for two years
  • Financial statements
  • Recent pay stubs
  • Copies of leases for investment properties
  • 401K statements, life insurance, stocks, bonds, and mutual account information.

If you have late payments, liens, or any other financial issues, you need to start getting those things back on track, up to date, and out of arrears before you can expect to get a good loan from a bank.

Who is on your side?

Finally, the one surefire way to guarantee that all of your bases are covered, everything has been considered, and that you know what to expect along the way is to hire an experienced, proven real estate agent who can guide you through every step of the process. Your agent will represent you in the transaction, so lean on an agent with expertise and local knowledge that you can trust! To learn more, contact my team today.